Currency Cards are one of the best ways to access your travel money
Carrying loads of cash when travelling can be unsafe, exchange rates are often variable and debit/credit cards are costly. Working Holiday Store can now help alleviate some of these worries, thanks to foreign exchange specialist, Caxton FX. Using a Caxton FX Currency Card is a great and safe way to access your travel money. Order your free card here.
Currency cards in 15 seconds
The safer, smarter way to pay abroad
Many people rely on their home bank or credit card to access their money abroad. This seems convenient but on closer examination you’ll realise that you’ll be paying excessive bank fees and the chances are the exchange rate won’t be too great either. Carrying large sums of cash is an alternative but there’s always the worry of theft and exchange rates are often variable.
Make your money go further and enjoy the convenience of Chip and Pin payment by travelling with a currency card. Working Holiday Store is pleased to partner with foreign exchange specialist, Caxton FX and provide their Currency Cards free, here.
You can load & reload the card, locking in a competitive exchange rate, then spend abroad with no purchase fees or overseas ATM withdrawal charges, from Caxton FX.
Why not use a UK debit card?
Using your UK debit card is convenient. However, you are subject to additional fees from the bank for using it abroad, exchange rates may not be preferable and using a UK debit card while travelling is risky. If the card is lost or stolen you will be worrying that your UK account will be in jeopardy. Using a pre-paid card there are two reassurances: 1. You can very quickly put a stop on the card and request a replacement; 2. The maximum loss would be the value of the current amount loaded on the card – not your entire life savings.
The Caxton FX Global Traveller card can be used with up to 15 currencies including Euros, US Dollars, Australian Dollars, New Zealand Dollars, Canadian Dollars and South African Rand to name just a few. Switch between currencies as you go.
All visitors to the Working Holiday Store website can order a free card here today.
Use your card as you would any other credit or debit card. Monitor your balance, switch currencies and check transactions using the Caxton FX smartphone app. When necessary simply load/reload your prepaid card online, over the phone, via SMS or by using the Caxton FX app. Your card is Chip and PIN protected, making it a safe and flexible alternative to cash and Travellers Cheques.
An important note about any currency card:
Do not use a prepaid card for any security deposits (for example; at check-in to a hotel or on hiring a car). When a card is used in this way a block is put on the funds until the final bill has been paid to ensure the vendor gets their money. The block will immediately stop you from spending the security deposit value and can sometimes last for up to 30 days (even if you’ve paid the vendor). Use any other debit/credit card for the security deposit and then use your prepaid card to settle the final bill (on check-out from the hotel or when returning the hire car).
Find out more about money abroad
If you’d like more useful tips about budgeting, saving, transferring money and overseas bank accounts, go to our Money page.