Which would you choose?
You’d probably opt for the i-phone (other smart phones are available!). But why, when they both make and receive calls and the Nokia is cheaper and has a better battery life?
You want to do more than just make calls, you want the functionality that a smart phone offers. You know all about the technology; your friends have one, its been recommended and you want to have something that ticks all the boxes. Simples.
However, if you knew nothing about phones and were using an online comparison website, you may not come to the same conclusion. Take a look at our hypothetical website, compare-the-small-cute-mammal.com:
Based on the table, you could be forgiven for thinking both phones are comparable.
Now apply this to gap year travel insurance
When you look at a comparison website, do you know what you are comparing? Do you know what you want?
Is a 12 month annual policy the same as a 12 month long-stay policy?
Chances are, you aren’t sure so you may be inclined to buy based on price. In which case you could be choosing the 3210.
We don’t know much about travel insurance. Its not super exciting, we don’t discuss it with friends in the pub and we have little inclination to research it. You’ll probably choose the cheaper option believing that all insurance policies are the same. Or you may take a free travel insurance policy that comes with your dad’s credit card. Saves money, right? Wrong.
Travel insurance policies vary massively, and if you opt for the wrong one you could find yourself travelling without any cover at all.
What’s the solution?
Research gap year insurance: spend 15 minutes trying to understand “why” we need travel insurance, “what” it can do for you while away, “when” you may need it and “how” to use it. You’ll be surprised how useful a good policy is, you’ll also be shocked to see how easy it is to buy something that won’t work.
We’ve put together some comprehensive tips and observations designed to help you to better understand the importance of gap year travel insurance. We have also partnered with reputable student insurance provider Endsleigh; visit their website and get a quick quote and to see what cover they can provide.
If you’ve found this article useful, you may like some of our other insurance pages: